French Mortgages
Arrangement and pre-qualification of french property mortgages

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Looking for a Mortgage to buy a place in France ?

Buying French property with a mortgage can be a good idea, but getting the right advice can be a problem.

French Property Links can help arrange your French mortgage. You can even start the process before you have found a property. We can supply specialist advice and arrange French mortgages for UK and non-UK clients who are looking for real estate in France. 

Note: French Euro mortgages are outside most financial advisers' normal experience and expertise. We can provide a specialist service from experts who do nothing but arrange French mortgages. However, please be aware that French Property Links cannot give, nor can accept, any warranty for any advice or services provided by third party firms or advisers. 

Click here to read customer comments about our mortgage service.
 
 

Do you want to know the following information ?
 

  • the amount you can borrow 
  • your monthly payments 
  • your various options (rates, terms, etc)

If YES please fill in the Decision in Principle form below...

  

You can also "pre-qualify" for a mortgage before you even find a property.  Why bother? 

  • you gain a valuable bargaining position
    having your mortgage arranged in advance is almost as good as being a "cash buyer"
  • you save time later on 
    when you might be in a rush to complete

All provided FREE of charge and with NO obligation to you. 

Note: minimum loan size is 50,000 euros.

All information is treated in strict confidence (although it may be divulged to French lenders and advisors in order to obtain quotes). By submitting the form to us you are deemed to have authorised any such disclosure. Please note: a fully completed mortgage application form and satisfactory documentation will be required before a formal mortgage offer can be made.

Please ensure you provide complete and accurate figures. 

If you want to save money on telephone charges by filling the form offline please click here.

 
DECISION IN PRINCIPLE FORM

SECTION 1 - GENERAL DETAILS
 

Your
name(s)
   
Name of 1st Applicant
 Date of Birth
   
Name of 2nd Applicant
 		Date of Birth
 

Your address

 Home Address
 

Telephone number

 Telephone Numbers 
 

Email address

 Private E-mail Address
 

Mortgage details

 Estimated Mortgage Required in EUROS
EUROS The minimum case size is 50,000 euros
Click here to convert your amount to Euros
 

 

 Mortgage Term Required
years  (Min 7 yrs/Max 25 yrs)
    Deposit Available 
 (excluding purchasing fees)
    Many people waste thousands of pounds when transferring their deposit to France by not obtaining the best exchange rate. More info about using a currency broker.

Please send details for currency exchange service.
 

SECTION 2 - PROPERTY DETAILS
    Have you found a property to Purchase?
 		 
 

Still looking?

 If NO: 

In which area(s) are you looking ?

What type of property?

What price range?

  
 

Property Use

 How is the property going to be used?
  
 

Already found?

 If you have found a property, please enter the full details:
 
Property Address:

Department

Number/Region:

Brief Property description:

Purchase Price (excluding all fees):

Notaire Fees:

Estate Agent Fees:
  
 
 

SECTION 3 - EMPLOYMENT / SELF-EMPLOYMENT DETAILS
 

Please note: applicants who own 25% or more of the shares in a Limited Company are classed as "Self Employed". Sole Traders and Partnerships are also classed as "Self Employed". 
 

1st APPLICANT

 

2nd APPLICANT

  

Are you Employed or Self Employed?

  

Are you Employed or Self Employed?

  
       
If 1st Applicant EMPLOYED 
please fill details below:
 		 If 2nd Applicant EMPLOYED 
please fill details below:
 		  
Occupation: 
  Occupation:
  
Employer
 Employer
  
Length of service
 Length of service
  

Gross Annual salary

 Gross Annual salary
  
Net monthly pay (take home)
 Net monthly pay (take home)
  
     
     
If 1st Applicant is SELF-EMPLOYED 
please fill details below:
 If 2nd Applicant is SELF-EMPLOYED 
please fill details below:
 		  
Nature of business:
 Nature of business:
  
Financial / Accounting year end:
 Financial / Accounting year end:
  
Business ownership/shareholding details:
 Business ownership/shareholding details:
  
Gross Turnover (most recent year):
 Gross Turnover (most recent year):
  
Gross Turnover (previous year):
 Gross Turnover (previous year):
  
Net Profit (most recent year):
 Net Profit (most recent year):
  
Net Profit (previous year)
 Net Profit (previous year)
  
 

 
 

SECTION 4 - OTHER INCOME DETAILS
 

Please provide full details of any other significant income (if applicable)
For example: from investments, rental payments received, pension income, 
maintenance received by Court order etc. Please do not include Child Benefit.
 

Please enter the source(s) of income, the amount(s) & regularity involved, and whether this income will continue after purchasing in France:-
   
 

SECTION 5 - OUTGOINGS & COMMITMENTS
 

Please confirm for each applicants / co-buyers, the full details on the following topics -  

Existing mortgages (on your main home and on any other property). 
Please enter the monthly payment / term left / lender :- 
Already buying ?
  
Rent paid on your current home.
Currently
renting ?		 Please enter the monthly rent payment 
 
Car loans / Personal loans / Other loans
Please enter the monthly payment / term left / lender :-
Any other 
finance ?
 
Credit card balances & minimum payments  
(if balances are not cleared in full each month) 
Credit cards ?
 
Other major outgoings - e.g. Maintenance payments, School fees etc (please confirm nature & amounts involved). You do not need to detail "normal day to day" living expenses, like food, utility bills, travel expenses etc.
Other
outgoings ?
 
The current value(s) of any Property you already own
 
Other
notes:
   
Already applied elsewhere? Please enter in the box below the names of the companies or brokers you've already contacted.
Already applied elsewhere?
   
 

SECTION 6 - SUBMIT YOUR APPLICATION

 
Click the submit button below and wait a few moments. 
You will see an acknowledgement screen when your form has been successfully sent to us.
We will send you a copy of your form for confirmation and reference.


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Your home is at risk if you do not keep up repayments on a mortgage or other loan secured upon it.

The Sterling equivalent of your liability under a foreign currency mortgage
may be increased by exchange rate movements.

A Life Insurance policy will be required for each mortgage borrower.

All mortgages are subject to Status and are not available to those under age 18 years. 
Written details upon request.

© 2002 Financial Systems Limited.  All Rights Reserved. Terms and Conditions. Last updated 12th June 2002.